What This Privacy Policy Covers

• This policy covers how ThriftySpending treats personal information that ThriftySpending collects and receives, including information related to your past use of ThriftySpending products and services. Personal information is information about you that is personally identifiable like your name, address, email address, or phone number, and that is not otherwise publicly available.
• This policy does not apply to the practices of companies that ThriftySpending does not own or control, or to people that ThriftySpending does not employ or manage.

Information Collection and Use

General

• ThriftySpending collects personal information when you register with ThriftySpending, when you use ThriftySpending products or services , when you visit ThriftySpending pages or the pages of certain ThriftySpending partners, and when you enter promotions or sweepstakes . ThriftySpending may combine information about you that we have with information we obtain from business partners or other companies.
• When you register we ask for information such as your name, email address, birth date, gender, zip code, occupation, industry, and personal interests. For some financial products and services we may also ask for your address, Social Security number, and information about your assets. Once you register with ThriftySpending and sign in to our services, you are not anonymous to us.
• ThriftySpending collects information about your transactions with us and with some of our business partners, including information about your use of financial products and services that we offer.
• ThriftySpending automatically receives and records information on our server logs from your browser, including your IP address, ThriftySpending cookie information, and the page you request.
• ThriftySpending uses information for the following general purposes: to customize the advertising and content you see, fulfill your requests for products and services, improve our services, contact you, conduct research, and provide anonymous reporting for internal and external clients.

Information Sharing and Disclosure

• ThriftySpending does not rent, sell, or share personal information about you with other people or nonaffiliated companies except to provide products or services you've requested, when we have your permission, or under the following circumstances:
• We provide the information to trusted partners who work on behalf of or with ThriftySpending under confidentiality agreements. These companies may use your personal information to help ThriftySpending communicate with you about offers from ThriftySpending and our marketing partners. However, these companies do not have any independent right to share this information.
• We believe it is necessary to share information in order to investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person, violations of ThriftySpending's terms of use, or as otherwise required by law.
• We transfer information about you if ThriftySpending is acquired by or merged with another company. In this event, ThriftySpending will notify you before information about you is transferred and becomes subject to a different privacy policy.
• ThriftySpending displays targeted advertisements based on personal information. Advertisers (including ad serving companies) may assume that people who interact with, view, or click on targeted ads meet the targeting criteria - for example, women ages 18-24 from a particular geographic area.
• ThriftySpending does not provide any personal information to the advertiser when you interact with or view a targeted ad. However, by interacting with or viewing an ad you are consenting to the possibility that the advertiser will make the assumption that you meet the targeting criteria used to display the ad.
• ThriftySpending advertisers include financial service providers (such as banks, insurance agents, stock brokers and mortgage lenders) and non-financial companies (such as stores, airlines, and software companies).
• ThriftySpending works with vendors, partners, advertisers, and other service providers in different industries and categories of business. For more information regarding providers of products or services that you've requested please read our detailed reference links.

Cookies

• ThriftySpending may set and access ThriftySpending cookies on your computer.
• ThriftySpending lets other companies that show advertisements on some of our pages set and access their cookies on your computer. Other companies' use of their cookies is subject to their own privacy policies, not this one. Advertisers or other companies do not have access to ThriftySpending's cookies.
• ThriftySpending uses web beacons to access ThriftySpending cookies inside and outside our network of web sites and in connection with ThriftySpending products and services.

Your Ability to Edit and Delete Your Account Information and Preferences

General

• You can edit your ThriftySpending Account Information at any time.
• We reserve the right to send you certain communications relating to the ThriftySpending service, such as service announcements, administrative messages and the ThriftySpending Newsletter, that are considered part of your ThriftySpending account, without offering you the opportunity to opt-out of receiving them.

Confidentiality and Security

• We limit access to personal information about you to employees who we believe reasonably need to come into contact with that information to provide products or services to you or in order to do their jobs.
• We have physical, electronic, and procedural safeguards that comply with federal regulations to protect personal information about you.

Changes to this Privacy Policy

• ThriftySpending may update this policy. We will notify you about significant changes in the way we treat personal information by sending a notice to the primary email address specified in your ThriftySpending account or by placing a prominent notice on our site.